Top Affordable SIM Only Deals For Bad Credit

Why are SIM deals good for bad credit?

 Some Don't Require A Credit check

 Lower Costs

 Some Can Be Upgraded To A Mobile Plan

 Better Data Allowances For Less

See Our Top Offers

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Frequently Asked Questions:
Can I get a SIM contract with bad credit?
What is a "no credit check SIM plan"?
Does a 1 month SIM have a credit check?
I have a bad credit rating, how can I get an affordable contract?

three logo
25GB Data
12 Month ContractUnlimited mins & SMS
£8
per month
25GB
data
Unlimited
minutes
Unlimited
texts
Great Low-Cost Data Deal
More Info
  • One month SIM also availableConnect other devices to your phone hotspot and use your data allowance to get online
  • Access exclusive offers and treats - Only for Three customers
smarty logo
Unlimited Data
1 Month SIMUnlimited mins & SMS
£20
per month
Unlimited
data
Unlimited
minutes
Unlimited
texts
No Credit Check
Fast 5G 4G Data
More Info
Check Coverage
At Your Postcode

Keep your price low for life

Rolling Contract

No Credit Check Required

voxi logo
15GB Data
1 Month SIMUnlimited mins & SMS
£10
per month
15GB
data
Unlimited
minutes
Unlimited
texts
Endless Social Media
More Info
Check Coverage
At Your Postcode

Endless Social Media on 7 apps

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and get up to £40 in rewards
  • Get 5G speeds on 5G handsets
  • Powered by Vodafone/li>
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
three logo
120GB Data
12 Month ContractUnlimited mins & SMS
£12
per month
120GB
data
Unlimited
minutes
Unlimited
texts
Super Low-Cost Data Deal
More Info
Check Coverage
At Your Postcode

5G Ready

Get Three Rewards

  • Connect other devices to your phone hotspot and use your data allowance to get online
  • Access exclusive offers and treats - Only for Three customers
three logo
Unlimited Data
24 Month ContractUnlimited mins & SMS
£20
per month
Unlimited
data
Unlimited
minutes
Unlimited
texts
Truly Unlimited - No Usage Or Speed Cap
More Info
  • One month SIM also availableConnect other devices to your phone hotspot and use your data allowance to get online
  • Access exclusive offers and treats - Only for Three customers
smarty logo
125GB Data
1 Month SIMUnlimited mins & SMS
£12
per month
125GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
Fast 5G 4G Data
More Info
Check Coverage
At Your Postcode

Keep your price low for life

Rolling Contract

No Credit Check Required

  • Use in Europe for no extra cost (12GB fair use limit - learn more
  • Refer a friend and you both get a free month
  • Powered by Three
  • Simple and flexible SIM only deal - Change whenever you like at no extra cost
voxi logo
300GB Data
1 Month SIMUnlimited mins & SMS
£20
per month
300GB
data
Unlimited
minutes
Unlimited
texts
Endless Social Media
More Info
Check Coverage
At Your Postcode

Endless Social Media on 20 apps

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and get up to £40 in rewards
  • Get 5G speeds on 5G handsets
  • Powered by Vodafone
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
voxi logo
60GB Data
1 Month SIMUnlimited mins & SMS
£12
per month
60GB
data
Unlimited
minutes
Unlimited
texts
Endless Social Media
More Info
Check Coverage
At Your Postcode

Endless Social Media on 14 apps

Rolling Contract

No Credit Check Required

  • Endless social media use - Unlimited data on Snapchat, Instagram, WhatsApp, Facebook, Twitter, Pinterest, Viber and Facebook Messenger
  • Refer a friend and get up to £40 in rewards
  • Get 5G speeds on 5G handsets
  • Powered by Vodafone
  • Simple and flexible SIM only deal - Change or cancel wheneveryou like at no extra cost
smarty logo
16GB Data
1 Month SIMUnlimited mins & SMS
£8
per month
16GB
data
Unlimited
minutes
Unlimited
texts
No Credit Check
Fast 5G 4G Data
More Info
Check Coverage
At Your Postcode

Keep your price low for life

Rolling Contract

No Credit Check Required

  • Get a discount on unused data - £1.25 off your next bill for each unused GB of data
  • Refer a friend and you both get a free month
  • Use in Europe for no extra cost
  • Powered by Three
  • Simple and flexible SIM only deal - Change whenever you like at no extra cost

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Can I Get A SIM Contract With Bad Credit?

Customers with poor or bad credit (or even no credit history at all) can sometimes find it difficult to get access to services if they require a credit check. SIM only deals can sometimes be difficult to get also since networks are providing you with a services that costs them money.

Luckily there are options for customers with bad credit - No credit check SIM plans are one. Smarty, Voxi and giffgaff all provide SIM deals to customers and do not require a credit check.

If you think your credit is good enough to get a standard 12 month contract then there are still good options that will save you money in the long run and provide you with a relationship and reputation with a network meaning you could at some point transition to a mobile contract. We recommend Three Mobile as a great network for SIM contracts if you have poor credit. They have affordable plans from 500MB to Unlimited data (their 100GB SIM is our favourite and is great value).

What is a No Credit Check SIM?

While most SIM only contract do require customers to pass a credit check there are some networks who do not - These no credit check SIMs are usually rolling contracts you can cancel at any time.

Voxi, Smarty and giffgaff all offer customers a 1 month/30 day SIM that the customer only pays for on a rolling contract. If the customer wants to stop using the SIM, they can at any point.

No credit Check SIMs are great if you want the flexibility to change you allowance at any time or switch to a different network whenever you like - You can reuse your number anywhere.

Does a 1 month SIM have a credit check?

This is mostly overlooked by customers but most UK networks DO credit check even for a 1 month or 30 day SIM.

Customers should remember that although there is a credit check, the ones done for 1 month SIMs are usually a lot less strict than for 12 month contracts.

So if you like a certain network and have found a great 1 month plan you should pass the credit check no problem.

Take a look at our selection of 1 month SIM deals

I have a bad credit rating, how can I get an affordable contract?

If you have bad credit or no credit history at all the good news is that there are options for you.

If you already have a phone or can borrow or purchase one, you can get a rolling contract and use it in your phone once it's unlocked to the network.

If you feel like your credit is just below average then a 1 month SIM is a good idea, this gives you access to more UK networks and their perks, as well as providing more affordable plans

The good thing about joining a network with a 1 month SIM is that you could transfer to an even better 12 month contract later down the line once you have built a reputation with them.

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