If you're looking for a SIM contract you've made the right decision.
We know the world is moving away from expensive new smartphones and towards customers having the freedom to choose the right contract for them and save money.
We believe that SIM contracts are the best mobile option for customers with bad credit so we've outlined a few of the best deals below. Choose from many options like Unlimited data, 1-month flexible sims and even No credit check SIMs.
Here's the thing:
You know a SIM contract will be better for you than a new expensive mobile
So let's find you a great deal!
Frequently Asked Questions:
Can I get a SIM contract with bad credit?
What is a "no credit check SIM plan"?
Does a 1 month SIM have a credit check?
I have a bad credit rating, how can I get an affordable contract?
Good For Bad Credit:
Most SIM contracts require a credit check but if you don't want to take one, Smarty is a great network. Get Unlimited data with no credit check to pass!
Customers with poor or bad credit (or even no credit history at all) can sometimes find it difficult to get access to services if they require a credit check. SIM only deals can sometimes be difficult to get also since networks are providing you with a services that costs them money.
Luckily there are options for customers with bad credit - No credit check SIM plans are one. Smarty, Voxi and giffgaff all provide SIM deals to customers and do not require a credit check.
If you think your credit is good enough to get a standard 12 month contract then there are still good options that will save you money in the long run and provide you with a relationship and reputation with a network meaning you could at some point transition to a mobile contract. We recommend Three Mobile as a great network for SIM contracts if you have poor credit. They have affordable plans from 500MB to Unlimited data (their 100GB SIM is our favourite and is great value).
While most SIM only contract do require customers to pass a credit check there are some networks who do not - These no credit check SIMs are usually rolling contracts you can cancel at any time.
Voxi, Smarty and giffgaff all offer customers a 1 month/30 day SIM that the customer only pays for on a rolling contract. If the customer wants to stop using the SIM, they can at any point.
No credit Check SIMs are great if you want the flexibility to change you allowance at any time or switch to a different network whenever you like - You can reuse your number anywhere.
This is mostly overlooked by customers but most UK networks DO credit check even for a 1 month or 30 day SIM.
Customers should remember that although there is a credit check, the ones done for 1 month SIMs are usually a lot less strict than for 12 month contracts.
So if you like a certain network and have found a great 1 month plan you should pass the credit check no problem.
Take a look at our selection of 1 month SIM deals
If you have bad credit or no credit history at all the good news is that there are options for you.
If you already have a phone or can borrow or purchase one, you can get a rolling contract and use it in your phone once it's unlocked to the network.
If you feel like your credit is just below average then a 1 month SIM is a good idea, this gives you access to more UK networks and their perks, as well as providing more affordable plans
The good thing about joining a network with a 1 month SIM is that you could transfer to an even better 12 month contract later down the line once you have built a reputation with them.